On-Star is Literally on the Money

OK. Here's a bit of good news for our pocketbooks. How many of you drive less than 15,000 miles a year? Well, if you do, here is a great perk from OnStar, the comprehensive in-vehicle security, communications, and diagnostics system that I have personally fallen in love with. (Just to give a bit of background, my new car last year, a Buick Terraza, came with a free one-year subscription to OnStar. I thought I'd never renew, but I'm now a huge fan and can't imagine not having the service.) And, no, this is not an ad for OnStar, I'm not getting paid by them to write this and I'm not receiving any type of perk. This just happens to be a really good program linked to a very good vehicle concierge service.

The full kit and kaboodle program at OnStar is about $300/year and because I am constantly in need of directions, really have gotten fond of the turn-by-turn directions. With real people answering the phones ("Thank you for calling OnStar. How can we assist you today, Ms. Spiegel?"...gotta love it) this is one concierge service that is very handy for me. Can't find a restaurant? I can call up and they'll do a search for me. Forgot to bring the phone number of the business I'm heading to? Call up and they'll access it for me. Every month I get an email diagnostic of my car's maintenance needs. Plus, plus, plus. It isn't for everyone, but for me, it is a win-win.

Now, OnStar has added in a Low Mileage Program that is sure to make a lot of 50 plussers pretty happy. If you drive less than 15,000 miles a year, GMAC car insurance will discount your insurance rate. Other insurance companies are apparently coming on board soon, and not all states currently offer the GMAC plan (like MY state of California...) but if I had OnStar and lived in a state that did offer the discount, I'd definitely look into it.

Here is a link to the OnStar discount program. I'm just waiting for it to come to California and I'm planning on offsetting my cost of OnStar with lower insurance. Win-win!